Negotiate rates with your credit card company or complete a balance transfer to another institution.
Start by calling your card issuer at the number on the back of your card and explaining your request.
If you don’t make any progress with them, follow these 5 steps:
Figure out how much debt you owe
Compare balance transfer offers to find the best deal
Create a repayment plan that lets you pay down debt fast
Pay as much as you can toward your balance during you
r card’s 0% APR introductory period
Stay the course until you’re debt-free