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July 27, 2018

Do-it-yourself Home Repairs.

When something breaks in your home, whatever broke usually just has one thing wrong with it. 

Your faucet might just be clogged, your toilet might have a single part in the tank disconnected, or your dryer might just have a single hose loose...

July 27, 2018

Stop eating sugar.

July 27, 2018

Brown bag your lunch.

How much do you spend on lunch every day?  Buying your lunch every day is convenient, but also quite expensive. 

Even if you try to save money when you order, you will still spend a couple hundred dollars per month on lunch.  There’s no way to...

July 27, 2018

Eat frozen veggies.

Frozen veggies are almost always cheaper than their fresh counterparts. 

The reason for this is not because frozen veggies taste worse or because they are less nutritional.  It’s simple economics. 

Fresh veggies must be transported quickly from on...

July 27, 2018

Negotiate rates with your credit card company or complete a balance transfer to another institution.

Start by calling your card issuer at the number on the back of your card and explaining your request. 

If you don’t make any progress with them, follow these 5 steps:

  • ...

July 27, 2018

Almost all banks offer automated transfers between your checking and savings accounts.

You can choose when, how much and where to transfer money to, or even split your direct deposit between your checking and savings accounts.

Automated transfers are a great way to save...

June 20, 2018

Don't spend big money entertaining your children.

Most children, especially young one, can be entertained very cheaply.  Play ball in the backyard.  Head to the park.  Plant a garden.  Teach them to ride a bike without training wheels once and for all....

June 20, 2018

Plan out your meals for the week. 

Taking a few hours every weekend to grocery shop and meal plan for the week will definitely save you money, as dining out is the # 1 expense for most households.   By eating at home, you save money that would otherwise be spent on tax...

June 20, 2018

Find a debit card that doesn't charge foreign transaction fees.

Before leaving on a recent international vacation, Cindy and I opened a checking account with Charles Schwab (and there are others) who doesn't charge foreign transaction fees on their debit card usage.  Be...

June 20, 2018

Stay at an Airbnb instead of a hotel. 

On a recent vacation Cindy and I stayed at an Airbnb.  It was awesome.  We were treated very nice.  It was clean.  This one was its own separate building.  It was 1/4 of the cost of a hotel. 


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Palm Canyon Church

Sundays 9a & 11a
25550 Ironwood Avenue, Moreno Valley, CA 92557 | Phone: 951.247.2273 | Fax: 951.243.1197 | mail@palmcanyon.org